I'm also beginning to understand why JR Ward says she used to carry these books around her house, crying, because she'd never be able to write like that. Yep...I totally get that!! LOL
Here's the cover and the scoop - details are from her website:

After a near-fatal head injury, U.S. Navy SEAL Lieutenant Tom Paoletti catches a terrifying glimpse of an international terrorist in his New England hometown. When he calls for help, the Navy dismisses the danger as injury-induced imaginings. In a desperate last-ditch effort to prevent disaster, Tom creates his own makeshift counterterrorist team, assembling his most loyal officers, two elderly veterans of the Second World War, a couple of misfit teenagers, and Dr. Kelly Ashton -- the sweet "girl next door" who has grown into a remarkable woman. Once known as the town’s infamous bad boy, Tom has always longed for Kelly. Now he has one final chance for happiness, one last chance to win her heart, and one desperate chance to save the day....
HERO: Lt. Tom Paoletti, U.S. Navy SEAL Commander
HEROINE: Dr. Kelly Ashton, pediatrician
LOCATION: Baldwin’s Bridge, Massachusetts
Awards:
Romantic Times 4 and 1/2 Star Gold Medal Review
Voted # 1 on the Romance Writers of America's Top Ten List of Favorite Books of the Year 2000
Have a fantastic weekend!!!
Peace and Love,
Alannah